Οδηγός των Φιλιππινών

Σαν αλλοδαπό στη χώρα, πρέπει να προετοιμαστείτε φυσικά, διανοητικά, οικονομικά και συναισθηματικά για τις προκλήσεις και τις περιπέτειες που θα έχετε. Μέρος της προετοιμασίας που θα πρέπει να περιλάβετε στον κατάλογό σας είναι να αποκτηθεί μια ασφάλεια υγείας expat. Η κατοχή μιας ασφάλειας υγείας expat θα σας δώσει την ειρήνη του μυαλού ότι θα έχετε τις άμεσες και αρμόδιες υγειονομικές υπηρεσίες σε περίπτωση που κάτι απροσδόκητο συμβαίνει κατά τη διάρκεια ενός από τα ταξίδια σας.

Κατά επιλογή expat της ασφάλειας υγείας, υπάρχουν τη μερικά πράγματα που πρέπει να εξετάσετε.

Ακριβώς όπως τους περισσότερους ανθρώπους που αγοράζουν την ασφάλεια υγείας, ένα από τα πρώτα πράγματα που εξετάζουν στην ασφάλεια υγείας expat είναι το κόστος. Η τιμή της ασφάλειας υγείας expat ποικίλλει από ένα άτομο σε άλλο. Το απόσπασμα είναι βασισμένο στην ηλικία του προσώπου, η θέση, ο τύπος κάλυψης που επιλέγετε και εάν έχετε οποιουσδήποτε προϋπάρχοντες όρους. Η παρουσία προϋπαρχόντων όρων θα μπορούσε να καταστήσει το απόσπασμα ασφάλειας υγείας expat σας υψηλότερο από αυτό ενός προσώπου χωρίς οποιαδήποτε ζητήματα υγείας.

Πάρτε μια ασφαλιστική εταιρεία expat που μπορείτε να εμπιστευθείτε. Ρωτήστε το expat που η ασφαλιστική εταιρεία πόσο μακρύς αυτοί ήταν στην επιχείρηση. Ζητήστε τα έγγραφα ως απόδειξη. Είναι λιγότερο επικίνδυνο να εξεταστεί μια ασφαλιστική εταιρεία expat που ήταν στην επιχείρηση για τουλάχιστον δέκα έτη. Για τις συστάσεις σχετικά με τις επιχειρήσεις ασφάλειας υγείας expat, μπορείτε να ρωτήσετε τους φίλους σας και το προξενείο ή την πρεσβεία της χώρας.

Εάν έχετε αυτήν την περίοδο την ασφάλεια, ρωτήστε πώς παίρνοντας μια ασφάλεια υγείας expat να έχει επιπτώσεις σε την; Μερικές ασφαλιστικές εταιρείες expat θα επιτρέψουν σε σας για να μεταστρέψουν τους όρους από έναν διαφορετικό ασφαλιστή χωρίς την κατοχή μιας περιμένοντας περιόδου για την έγκριση της ασφάλειας υγείας expat σας.

Είναι η οικογένειά σας με σας, ή είναι εσύ προγραμματισμός να υπάρξει μια οικογένεια; Ρωτήστε το expat την ασφαλιστική εταιρεία εάν έχουν την κάλυψη για τα οικογενειακά μέλη σας και πώς μπορείτε να πάρετε την ασφαλιστική κάλυψη για τα κατσίκια σας.

Κατά την επιλογή μιας επιχείρησης ασφάλειας υγείας expat, ερευνήστε στους όρους όταν έχοντας τη θεραπεία σας. Μπορείτε να επιλέξετε το γιατρό σας ή πρέπει ακριβώς να πάτε στους γιατρούς και τα νοσοκομεία που συνδέονται με την επιχείρηση ασφάλειας υγείας expat;

Αίτημα για τις πληροφορίες για το πώς να αρχειοθετήσει expat τις αξιώσεις ασφάλειας υγείας. Σιγουρευτείτε ότι καταλαβαίνετε τη διαδικασία και ότι η διαδικασία μια αξίωση είναι εύκολη, πρακτική και δεν θα προκαλέσει σας ή στην οικογένειά σας πολύ μειονέκτημα.

Κατά να ταξιδεψει διεθνώς, είναι σημαντικό ότι παίρνετε μια ασφάλεια υγείας expat για να καλύψετε οποιαδήποτε ζητήματα υγείας που δύναμη αντιμετωπίζετε. Δεν θα ήσαστε βέβαιοι πώς το σώμα σας θα προσαρμοζόταν στις γεωγραφικές αλλαγές.

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Before you will be allowed to enter the Philippines, you are required to secure a visa from the Philippine consulate or embassy in your country. Just like in other countries, there are several expat visa requirements that you need to submit before you will be issued a visa to the Philippines.

One of the expat visa requirements is your passport that should be valid for at least six months from the date of your intended stay in the Philippines. When submitting the expat visa requirements, only the photocopy of your passport is required.

Another important expat visa requirement are the accomplished expat visa application forms. These forms are available from the Philippine embassy or consulate and may also be downloaded from the website of the Philippine government. In order to process your expat visa requirements quickly, fill in all the needed information completely and attach the required documents.

As part of your expat visa requirements, you will need to submit a proof of your status. Are you coming into a country as a tourist or as a businessman? Are you a student who intends to study a short course or are you going to get a college degree in the country? Prepare proof that justifies the purpose of your stay in the country.

Depending on the length of your stay, one of the expat visa requirements could be a return ticket to your country or a ticket to your next destination.

Along with the forms and documents for your expat visa requirements, you also need to submit two pieces passport photos. One will be used for your file and the other will be for your visa.

Once you have all the expat visa requirements, you also need to pay the visa fees so that your visa will be processed.

Other documents may also be required as part of your expat visa requirements, such as your employment history and a contract of employment (if you will be working in the country).

If your spouse or children are coming with you, your expat visa requirements will also include your marriage contract, their birth certificates and photocopies of their passports.

If you just intend to visit the country for not more than twenty-one days, you may be allowed to stay without a visa. Check the website of the Department of Foreign Affairs to know if you meet the conditions.

To have a hassle-free trip to the Philippines, submit the expat visa requirements the soonest time possible.

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New challenges always face expats the first time they set foot in the country. One of the most serious and life-threatening problem that must be immediately addressed is—not really terrorism—but food. Specifically, where to buy expat food that foreign residents often terribly miss and yearn for, especially in the tropics.

The good news is that today the Philippines is more open to expat-food type of cuisines, meaning, the native tongue keeps insisting on accustoming itself with global dishes as an offshoot probably to the thrust to go global in everything. Thus, the country, especially the major cities, is alive with fast food chains that serve expat food varieties targeting not so much the locals as they are a foreign clientele. In fact, the Philippines in no longer just the country in the Far East that it once was but a cosmopolitan tourist destination for expats from all over the world.

Another relevant development here is that the country is, in fact, fast becoming popular for serving one of the best classy expat food items in these parts, sometimes with quality better than those found in their country of origin. This is possible due to the influx of expats who share their culinary technology to the locals, or locals who extracted the technology in their stint abroad. Hence, premier hotels and luxury inns in Philippine cities and municipalities regularly feature special expat food specialties subtly seasoned and concocted for the discriminating foreign palate.

Even the regular fast foods in the country are mostly attuned to expat food standards and the preferences of foreign nationals in the country. Most expats have already accustomed their tastes to native flavors and often prefer a sampling of expat food in native flavors. A good number of them have also altogether adapted the delight of native foods and actually crave for exotic Filipino delicacies. They go out of their way seeking original recipes in the countryside.

But generally, the country is a versatile resource for any kind of food, native or otherwise. Expat food is no longer a big issue in the face of a growing global outlook in the country, and numerous expats have been comfortably settled here, without much ado on expat food. In fact, to stretch it a little, some just come here for expat food.

This may sound a bit exaggerated but the national cuisine perhaps may be expat food. On second, as we look around, this may not be too much to claim.

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If you are of retirement age and wondering what to do and where to live when you retire, consider moving to the Philippines. This beautiful tropical country is one of the best kept secrets in the world, as every expat living there will tell you. Some of the benefits of living as an expat in the Philippines include:
 
- Hospitality. Filipinos are as warm and friendly as the Philippine climate. They are fascinated by the Americans and other foreigners who visit or live in their country and always make them feel welcome. Everyone smiles at you and treats you like royalty. And since Filipinos speak English, it’s easy to strike up a conversation with anyone. You will make friends quickly! One trip is enough to convince many tourists of this fact and keeps them coming back for more. Filipinos are so kind and hospitable that you will definitely miss it all when you go back home.
 
- Low Cost of Living. Cost of expat living is very cheap. With a modest income (by western standards) you can live like a rich man in a nice house with your own maids and driver (or use cheap taxi if you don’t have a car). Labor is ridiculously cheap as you will find when you need a plumber, electrician or carpenter to fix something in your house. That is unheard of in the US where it is better and cheaper to do the work yourself.
 
- Romance. If you are looking for love and marriage, you cannot find a better place for that than the Philippines. Love in a tropical paradise is no mere fantasy; it can become a reality for an expat living there. The exotic beauty and allure of Filipinas is no myth; it’s real as you will find for yourself. Filipinas make beautiful, loyal and devoted wives. Every expat living in the country with a local wife will swear up and down he is married to the nicest person in the world. Not only the women for that matter. Filipino men are romantic lovers who know how to respect a woman and make her feel like a queen. There’s something for everyone and you need never be lonely!
 
- Tourist’s Haven. The Philippines is a tourist’s dreamland. Beautiful beaches, hotels to fit all budgets, world-class shopping malls, diving resorts, and exciting night-life are just some of the things you can enjoy during your vacation. Another thing is medical tourism. If you need to have cosmetic surgery or heart bypass, get it in the Philippines. Medical costs are unbelievably cheaper than in western countries. What is more, the service provided by caring doctors and nurses is unparalleled.
 
These just some of the good things that an expat living in the Philippines enjoys. Why go into lonely retirement in your own country when there is a secret haven waiting for you?
 
Still not convinced? Ask any expat living in the Philippines. They will tell you!

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A foreign national, when visiting in the Philippines, is classified according to his purpose, length of stay, civil status etc. Resident aliens are those who have acquired necessary requirements that permit them to stay in the Philippines for a lengthy time period. However, those who stay in the Philippines for no longer than 180 days are classified as “non-resident aliens”, doing or not doing business in the Philippines. Being classified as a non-resident alien has its own laws regarding employment.

Non-resident aliens can be employed in the Philippines. To satisfy this obligation, the foreign national is required to fulfil an Alien Employment Permit (AEP). This is a documentary form that grants the foreigner to work in the Philippines, as the country prohibits the employment of anyone who does not contain a work permit, alien or otherwise.

The AEP, or expat work permit, is to be filed at the regional office of the Department of Labour and Employment (DOLE) where the purposed place of work is under the office’s jurisdiction. The expat work permit requires documents for application.

A letter of request should be accomplished as an initial document for an expat work permit. This is a letter addressed to the Secretary of Labour to grant the expat the authorization of working in the Philippines. Obviously, another requirement for the filing of an expat work permit is for the foreign national has to sign a duly accomplished application form. Lastly, curriculum vitae will also be required of the foreign national. This is to prove the authorities that the foreign national is capable of employment. This criterion will play a major role for the approval of the expat work permit in the Philippines. The foreign citizen’s spouse is also required to file her own expat work permit should she be willing to be employed as well. Normally, in the cases of non-resident aliens or otherwise, the work permit is filed by the employer to complete the employment process.

An expat work permit is hard to accomplish due to a major criterion imposed by the Department of Labour. An expatriate has the greatest chance of his or her employment permit be approved should it be proved that he or she can perform a highly-specialized skill where no one in the Philippines is able to do so. The authorities provide top priority to able Filipinos to address the country’s high unemployment rate.

To be not required of an expat work permit, the expatriate should file for an alien certificate registration that transfers his or status to a resident alien. The expatriate can also choose to be naturalized as a bona fide Filipino citizen. Otherwise, the foreign national can secure a business permit to generate an income in the country.

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Expat banking now makes managing finances even away from home a much easier thing to do. People should have nothing to worry about now when it comes to leaving home and their possessions behind. Through expat banking, nothing gets wasted even if one is away from current finances.

The first important thing to do would be to consider a specific bank account which can serve your expat banking needs. You would do well to ask the opinion of a tax adviser to make sure that everything gets covered as you get into a new account. May expats usually find local currency accounts as the best way to manage expat banking. Such type of bank account would also enable you to have an offshore account which can receive salary and in the long run, bigger savings get accumulated. In the European Union, many local banks enable its patrons with flexible processes for daily money transfers. However, other countries may still require you to build up on a certain credit rate first before you can get into expat banking. This is an important reason why you should get all your information first before zeroing on one particular account.

To avoid these problems, you can choose to open an account in an offshore bank to make things easier for you. These kinds of banks usually provide its customers with check books together with a pin card and a chip. There are also available expat banking services done through the Internet sand through phone. Usually, banks like these are subsidiaries of big bank players and just do your research well to get well informed.

In addition, offshore banks are also more convenient. This is because you can actually make applications through online registration. This definitely saves you a lot of time and effort. Expat banking thus becomes easier and at its finest. After filling up the needed forms, you can download them to print them and then post them to the affiliated bank. Be mindful of the charges you need to pay when making these transactions. Offshore accounts really do a lot to make your savings grow.

Also, offshore banks can help your expat banking needs by allowing you with enough flexibility to access your money. No matter where you are in the world, you can be sure to get in touch with your finances at however way most convenient for you. Expat banking becomes a breeze rather than a burden.

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Expatriates often come across several difficulties in attuning to a foreign land: there’s culture shock, the seeming timidity of life, legal issues, and even the hassle of traveling across the country. These difficulties seem to be magnified in the Philippines, an archipelago, wherein one does not only need to ride a plane or boat to access several amazing tourist spots, one also needs to get used to a variety of languages and people. Fortunately, expat networks are there to help the expatriate be relieved of a stressful life.

On the issue of culture shock, expat networks help by providing the expatriate with information about the country beforehand. Expat networks often have websites that contain valuable information, ranging from geographically-specific problems like heavy traffic in the metro, up to some culturally-related subjects like folk tales and myths.

These websites also provide the expatriate with information regarding possible activities to do and sights to go to. For example, expat networks would help the thrill seeker to find which beaches in the Philippines are sites for wakeboarding.

If one would just like a relaxing time at the famous white sand beaches of Boracay, Pagudpud, and Puerto Galera, websites by expat networks often have information on the best way to travel, the best lodgings, and the various activities one would find there.

These websites also provide information on what native delicacies are to be sought for and where to find them. Do you want spicy foods? Maybe a Bicol Express would satisfy that palate. Or are you on a diet? The fresh vegetables and fruits of Baguio might be your answer.

Expat networks would also lend assistance to expatriates who would like to work in the Philippines. They would be providing guidance from the legal procedures needed to acquire a job to finding the companies that would hire an expatriate. For the expatriate that would like to live a charitable life, some expat networks have ready connections with orphanages and charity institutions.

But perhaps the most comforting aspect expat networks would have is the chance to connect with fellow expatriates. Homesickness is inevitable, and having someone from home in this second home, to share experiences of this new land, if not to tell tales of the old place, would be a very effective relief.

For expatriates in the Philippines, expat networks would help you enjoy your well-deserved relaxed life. From alleviating anxiety about the culture through ample information, to providing assistance in traveling, to connecting you with fellow expatriates, expat networks help make this foreign land your home.

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Mayon boasts of the world’s most perfect cone-shaped volcano crater. How did this came to be? This myth on Mayon Volcano tells us how.

The myth on Mayon is composed of three epic stories. The story of Batlog, Handiong, and Bantong; all fierce epic warriors battling evil mystical creatures out to grab the whole of Bicol. This is how the stories go.

The first warrior, Batlog, accidentally stumbled upon a vast area of land rich with vegetation and forest because of its fertile soil. Batlog, according to this myth, fell in love with the land and decided to settle there. He moved his people from Batavara to this new found land called Ibalon. His kingdom greatly prospered in Ibalon, but it was far from living happily ever after. Soon, evil mystical creatures attacked them to grab Ibalon from their possession. The myth says, a giant man-eating wild boar was the first to try out Batlog’s mettle.

The myth says the monstrous wild boar ravaged the land, destroying much of the crops and killing so many people. But eventually, the myth says Batlog easily wrestled the giant wild boar to death. Some years of peace and prosperity reigned again, but not for long. Soon huge wild water buffalos or carabaos, winged sharks, and giant crocodiles and other crazy-loking creatures lined up the siege of Ibalon. Batlog could manage the fights a while, but the myth says age eventually caught up with him.

Then entered Handiong. The myth says Handiong and company came to rescue old Batlog. According to the myth, Handiong proved a violent warrior, fiercely defeating the huge creatures. Soon, the myth continues, Ibalon enjoyed years of peace and prosperity again under Handiong’s leadership.

But being mere mortal, Handiong soon grew old. And a new batch of rampaging creatures was soon on the scene again, wreaking tremendous havoc on Ibalon. But Handiong could do nothing except watch helplessly. But Bantong came to his rescue, wiped out all “halimaws” or evil creatures, and this time, a volcano with a perfect cone appeared on the scene. It was to be symbolic of the heroic exploits of the chieftains and a perpetual guardian over the vast land of Ibalon, which is now Bicol.

This myth on Bicol and Mayon Volcano teaches us that humans are mortal, and no matter their achievements, they will someday leave the scene of greatness and pass away. But monuments and symbols will see to it that they will be remembered by posterity, especially the heroism of Bicolanos.

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